XRP rallies on ETF inflows and whales

TLDR

XRP (XRP) is seeing a notable rally supported by sustained spot ETF inflows and aggressive whale accumulation, but broader selling and volatility still cap the move.

1. U.S. spot XRP ETFs have logged tens of millions of dollars in fresh inflows this week, lifting cumulative net inflows toward about $1.75 billion.
2. On chain, whales have accumulated hundreds of millions of XRP in a few days and whale transactions plus new wallets have spiked alongside the price recovery.
3. ETF and whale demand is supportive yet still modest versus total liquidity, so price direction will depend on whether these flows persist and overpower spot market selling.

Deep Dive

1. ETF Inflows Into XRP

Several U.S. spot XRP ETFs, led by Bitwise and Franklin Templeton, have recorded three straight sessions of net inflows around $20.02 million, $18.04 million, and $14.89 million, adding up to over $50 million for the week according to SoSoValue data cited by TradingView and Finbold.

Across all funds, cumulative net inflows since launch are reported around $1.751.76 billion, with assets under management near $1.701.80 billion and roughly 12% of XRPs supply or market value locked in ETF custody. One detailed breakdown notes that these ETFs attracted $38 million over two days and about $80 million for September, lifting total inflows to roughly 1.8% of XRPs market value.

Crucially, single day ETF inflows such as $18.04 million have been only about 0.4% of XRPs roughly $4.14.2 billion spot trading volume, so regulated products are a meaningful but not dominant demand source yet.

2. Whale Accumulation And Activity

Whale wallets have been highly active around the rally. One analysis reports whales accumulated more than 470 million XRP in five days, worth about $724 million, while another notes 1.54 billion XRP bought in just 96 hours, valued near $2.2 billion.

Santiment data highlighted 1,917 XRP transactions over $100,000 in a single session plus 3,647 new wallets, suggesting both large-holder movement and new address growth on the XRP Ledger. These spikes in whale transfers and wallet creation line up with price moves from the $1.28 area toward $1.601.66, and articles explicitly credit the combination of ETF inflows and whale buying for recent 34% daily gains.

While not every large transfer is guaranteed to be a buy, the clustering of accumulation metrics with ETF inflows and price recovery supports the view that big players are adding exposure on dips.

3. How Much It Really Matters

Despite this demand, XRP is still reported as down about 16% year to date and around 43% over the past year versus smaller declines for Bitcoin and Ethereum, and it has repeatedly pulled back from resistance near $1.65$1.70. Analysts note that ETF inflows remain modest compared with spot volume and that persistent sellers can still overwhelm regulated fund demand.

The price structure now focuses on holding support zones around $1.40$1.50 while testing resistance in the $1.65$1.70 band; sustained ETF inflows plus ongoing whale accumulation during pullbacks would be a stronger signal that the current rally can extend. Conversely, a break back toward recent lows around $1.25 alongside weakening inflows would suggest that speculative selling still dominates.

Conclusion

XRPs latest rally is genuinely underpinned by two sizable demand streams, regulated spot ETFs and large-holder accumulation, which together help absorb selling and lift price off recent lows.

However, these flows are still a relatively small slice of XRPs overall liquidity, so the tokens trajectory will be shaped by whether institutional and whale buying continues through volatility and key resistance, rather than by any one impressive inflow headline.