Payment app adds XRP and SOL support

TLDR

Cash App now lets users buy XRP and Solana via a MoonPay integration, adding major new retail access to both tokens without Cash App directly custodying them.

1. Cash App integrated MoonPay, enabling its 59 million users to buy XRP (XRP) and Solana (SOL), plus ETH and USDT, with payments routed from their Cash App balance.
2. The tokens are not held inside Cash App; MoonPay sends them to external wallets, creating a mainstream on-ramp for XRP and SOL without extra custody risk for the app.
3. For XRP and SOL holders, this mainly boosts accessibility and potential liquidity; watch user adoption, fees, and whether other fintech apps copy this model.

Deep Dive

1. Mechanics Of The New Support

According to recent reporting, Cash App has added a new option that uses Cash App Pay inside MoonPays checkout, letting eligible users fund purchases of XRP, Solana, Ether and USDT directly from their Cash App balance via the Cash App MoonPay integration.

Previously, Cash Apps crypto offering was limited to Bitcoin and, more recently, USDC, so this is a significant expansion of what users can access. The integration went live around August 18, 2026, and is positioned as MoonPay gaining a large new distribution channel as much as Cash App expanding its crypto lineup.

Users can send purchased tokens to self-custody wallets like Trust Wallet, Metamask, Ledger and others, rather than keeping them inside Cash App.

2. Why XRP And SOL Benefit

XRP (XRP) is a payments-focused asset used on the XRP Ledger, and Solana (SOL) is a high throughput smart contract chain; both already see heavy use in trading and payments. Being purchasable inside a mainstream app with tens of millions of users widens their retail access footprint.

For XRP, this builds on a 2026 trend of more fiat and fintech on-ramps, including bank and merchant integrations in Asia. For Solana, it adds another path for users to acquire SOL to use in DeFi, payments, or NFTs without needing a dedicated exchange account.

3. What To Watch Next

Access comes with tradeoffs. Purchases are processed by MoonPay, which applies its own KYC and fee structure, so effective costs and limits will matter for how widely this is used.

Block, Cash Apps parent, has previously faced compliance fines, so regulators are likely to watch how this new flow is monitored, especially for XRP and SOL transactions. Adoption will depend on how prominent the feature is in the app and whether other large fintechs mirror this model.

For crypto users, key signals will be whether more payment apps integrate similar flows, whether on-chain activity in XRP and Solana wallets funded from Cash App grows, and how fees compare with buying on exchanges.

Confidence: high, based on detailed Cash App and MoonPay coverage in recent crypto news.

Conclusion

A major US payments app adding XRP and Solana via MoonPay is primarily an access story rather than a guaranteed price driver. It lowers friction for retail users to move from fiat into these tokens while outsourcing custody and compliance to a specialist provider.

If user adoption and transaction volumes grow, this kind of integration could quietly deepen liquidity and make XRP and SOL more one tap away for mainstream users, while leaving the usual market and regulatory risks intact.