Which networks power Stripe stablecoins?

TLDR

Stripes stablecoin payments run on Ethereum, Base, and Polygon, and the company is piloting its own payments Layer?1, Tempo, now in public testnet per a recent market update and testnet launch notice (market update, testnet launch).

1. Current support includes Base and Polygon, with Ethereum widely cited in the same reporting (market update).
2. Tempo focuses on stablecoin?native fees and instant finality; the public testnet went live this week (testnet launch).
3. Broader payments push includes partners like Mastercard and UBS joining the Tempo testnet cohort (industry update).

Deep Dive

1. Current Networks

Stripes supported networks for USD?settled stablecoin payments include Base and Polygon, with Ethereum referenced alongside them in the same coverage. The reporting highlights on?chain transfers on Base as extremely low cost relative to conventional processor fees (market update).

• The article cites Base and Polygon support and includes Ethereum among referenced assets, indicating EVM?aligned rails for Stripes stablecoin processing (market update).
• Separate coverage of payments firms adopting USDC/EURC provides context for why these rails matter to mainstream processors (payments trend note).

2. Tempo Testnet

Stripe and Paradigm launched the Tempo public testnetan L1 dedicated to stablecoin paymentswith stablecoin?native gas, fast deterministic finality, and a built?in stable asset DEX. This is designed to make costs predictable and settlement near?instant for payment workloads (testnet launch, feature overview).

1. Tempo aims for sub?cent fees paid in USD stablecoins and guaranteed inclusion via dedicated payment lanes (feature overview).
2. New design partners (Mastercard, UBS, Kalshi, Klarna) joined initial collaborators like Visa and Deutsche Bank, signaling institutional testing of on?chain payments (industry update).

3. Why It Matters

Payments companies are converging on stablecoins for cross?border, off?hours, and instant settlement use cases. Stripes move pairs current EVM support with a purpose?built chain to improve reliability and cost control (payments trend note).

• The broader push includes expanding partners and tooling, which could widen coverage and performance across regions and industries (industry update).
• If Tempos testnet results carry into mainnet, merchants could see clearer fee schedules and faster finality tailored to payments workloads (feature overview).

Conclusion

Stripes stablecoin rails today leverage Ethereum, Base, and Polygon, while Tempos testnet signals a dedicated payments blockchain focused on stablecoin?native costs and instant finality. Practically, this points to expanding options for lower?cost, faster settlement, with the potential for more predictable fees as Tempo matures and partner coverage broadens.