XRP ETFs near $1B as inflows stall

TLDR

U.S. spot XRP ETFs have grown to almost $1 billion in assets, but a recent outflow has broken their long inflow streak and cooled momentum.

1. XRP ETFs now hold about $996 million with $1.48 billion in lifetime inflows, yet a $7.29 million weekly outflow ended nine consecutive positive weeks.
2. Stalled ETF flows align with weaker on-chain activity and lower derivatives positioning, even as large holders keep accumulating and price hovers near roughly $1.10.
3. The next signals to watch are whether AUM breaks $1 billion, flows turn positive again, XRP holds the 1.00 dollar support zone, and ledger usage or regulation delivers a fresh catalyst.

Deep Dive

1. XRP ETF Flows And AUM

Seven U.S. spot XRP (XRP) ETFs collectively held $996.65 million in net assets on July 10, just $3.35 million short of the $1 billion milestone, with roughly 964.5 million XRP wrapped in these products and $1.48 billion in cumulative inflows so far. This is highlighted in a recent overview of XRP ETFs brushing against $1 billion in assets.

The same data shows a cooling in momentum. A net outflow of $7.29 million for the week, including the largest single day withdrawal since March, ended a nine-week streak of continuous inflows and left some days with little or no trading activity in XRP ETFs.

Relative to Bitcoin and Ethereum ETFs, which have swung back to net inflows, XRP now looks like the laggard in ETF demand even as it approaches the psychological $1 billion AUM mark.

2. Demand Cooldown Behind The Stall

Analyses of XRP demand point to weakness across three areas: on-chain, derivatives, and ETFs. Santiment data cited by TradingView shows XRP Ledger active wallets near 25,350, the second lowest daily reading of 2026, with new wallet creation at its weakest since late 2024, and a further drop toward roughly 22,888 addresses in subsequent days, in a review of XRP demand cooling across three metrics.

On Binance, XRP futures open interest has fallen to about 397 million XRP, indicating reduced leveraged positioning and trader participation. At the same time, U.S. spot XRP ETFs saw that $7.29 million net outflow and very modest inflows around $107,000 on July 10, breaking the multi-week positive streak.

Yet price has held near the 1.10 dollar area because large holders, who control around 68 percent of supply, have been moving coins from exchanges into storage, with over 90 percent of recent withdrawals coming from these wallets, according to an analysis of XRP Ledger activity hitting a rare low.

3. Levels And Catalysts To Monitor

Price wise, multiple analyses place XRP in a tight range, with a defended floor around 1.00 to 1.05 dollars and resistance near 1.18 to 1.20 dollars. A longer look at July scenarios suggests that breaks of either the floor or the ceiling could define the next leg, but only if flows and macro or regulatory events line up, as discussed in an XRP price outlook for July 2026.

On the fundamentals side, the ledger is quietly processing about $2.5 billion in RLUSD stablecoin volume and roughly $4 billion in tokenized real-world assets, with native lending and an Ethereum-compatible sidechain planned as potential usage catalysts, according to the piece on XRP Ledger activity.

In the background, broader crypto ETF AUM shows Bitcoin ETFs near 77.99 billion dollars and Ethereum ETFs around 13.74 billion dollars, so XRPs near 1 billion dollar mark is still a niche but meaningful segment. Any renewed inflow trend into XRP funds against that backdrop would be a clear signal of sentiment shifting back.

Conclusion

XRPs ETF complex has almost reached 1 billion dollars in assets, but the recent outflow and slower activity show that institutional demand is pausing rather than accelerating. With whales holding firm and everyday usage subdued, the next move likely depends on whether ETF flows resume, key price levels hold, and new on-ledger or regulatory catalysts emerge to justify a fresh wave of capital into XRP exposure.