TLDR
French banking group Groupe BPCE is the bank that added Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) trading for retail customers, with USDC also supported per a rollout announcement. See the BPCE launch report.
- BPCE began with ~2 million customers via Banque Populaire and Caisse dpargne apps, targeting 12 million by 2026. See the BPCE launch report.
- Separately, GoTyme Bank in the Philippines launched in?app trading of 11 assets including BTC, ETH, and SOL. See the GoTyme rollout.
Deep Dive
1. BPCE Rollout
BPCE is enabling buy/sell of BTC, ETH, SOL, and USDC inside its banking apps via a dedicated digital?asset account, starting with four regional banks and a plan to scale group?wide by 2026. Details (fees, phased rollout, customer counts) are in the BPCE launch report, and the announcement was also echoed in a widely shared update.
- The initial cohort covers ~2 million customers, with a target of ~12 million once performance metrics are met across BPCEs network. See the report above.
- Access is integrated directly in Banque Populaire and Caisse dpargne apps, reducing friction versus third?party exchanges. See the report above.
- Supported assets prioritize large?cap names (BTC, ETH, SOL, USDC), which is typical when banks start offering crypto. See the report above.
Mainstream banking access to BTC, ETH, and SOL lowers onboarding friction and signals broader institutional acceptance, though fees and limited asset menus may apply.
2. GoTyme Bank Launch
GoTyme Bank (Philippines) introduced in?app crypto trading for 11 assets, explicitly including BTC, ETH, and SOL, with automatic conversion from PHP to USD for purchases. See the GoTyme rollout.
- The service targets beginners with simple, in?app buying and storage of major assets (BTC, ETH, SOL, DOT). See the GoTyme rollout.
- It supports seamless fiat conversion and sits inside an existing banking experience, aligning with regulated access and user familiarity. See the GoTyme rollout.
Regional digital banks are expanding crypto access, focusing on ease of use and large?cap assets, which can grow retail participation while keeping product scope controlled.
Conclusion
BPCEs integrated rollout and GoTymes beginner?friendly launch both center on BTC, ETH, and SOL, reinforcing a pattern of banks starting with large?cap crypto and app?native access. This broadens mainstream availability but often comes with curated coin lists and bank?style fees, so users should weigh convenience against cost and depth of offerings.
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