TLDR
French banking group BPCE enabled direct trading of Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) for retail clients through its mobile apps, starting with 2 million users. See the BPCE rollout report.
- BPCEs service includes BTC, ETH, SOL, and USDC, operated via a regulated Hexarq account with set monthly and transaction fees.
- GoTyme Bank in the Philippines launched in?app crypto trading, including BTC, ETH, and SOL, for its 6.5 million users per crypto news coverage.
- Russias VTB plans spot crypto trading for qualified investors in 2026, per a media report.
Deep Dive
1. BPCE Rollout
BPCE is enabling retail clients to buy BTC, ETH, SOL, and USDC directly in Banque Populaire and Caisse dpargne apps, starting with 2 million users and aiming for nationwide expansion by 2026. Fees are described as a monthly account charge plus a per?trade commission, with crypto held in a dedicated digital asset account operated by Hexarq under Frances compliance framework. Details are in the BPCE rollout report.
If you bank with BPCE, crypto access is moving inside the same app you already use, with regulated custody and transparent fees.
2. GoTyme Bank Launch
GoTyme Bank launched in?app crypto trading for 6.5 million users, supporting BTC, ETH, SOL, and other assets, with automatic conversion from local currency to USD for settlement. The product targets beginners and emphasizes simple, in?app buying without needing external exchanges or advanced tools. See the GoTyme launch coverage.
In Southeast Asia, regulated digital banks are bundling crypto alongside everyday banking, which could broaden mainstream adoption.
3. VTB Pilot in Russia
VTB, Russias second?largest bank, plans to pilot spot crypto trading for qualified high net worth clients in 2026, citing rising demand for real crypto exposure beyond derivatives. Access will be restricted to investors meeting portfolio or income thresholds. Coverage is in a media report.
Institutional demand is pulling banks into spot crypto, but access may remain gated by local regulation and investor qualification rules.
Conclusion
The bank you are likely referring to is BPCE, which has enabled BTC, ETH, and SOL trading inside its retail banking apps. Parallel moves by GoTyme Bank and VTB show a broader pattern: banks are integrating direct crypto access, with regional differences in scope and eligibility. For users, this means easier on?ramps, more regulated custody, and clearer fee structures, but access and asset lists will vary by jurisdiction and bank policy.
